A Fresh Year for investment markets, but China continues with a similar story

The Pension Planner At retirement, Front page posts, Investment planning, News & Views, Saving for retirement

We generally enter 2016 as a new start having a fresh year in front of us, however, it appears China has missed this New Year memo! The concern over Chinese markets impacted on worldwide stocks and shares in 2015, the start of 2016 has witnessed much the same story. The Shanghai Composite sector fell 7% on the 4th of January, prompting suspensions rules after just thirty minutes of trading.  The same market recovered on the 6th, finishing 2.3% up, however, on the 11th there was renewed fears. In America, the Dow Jones and S&P 500 adopted this news from China …

The Pension PlannerA Fresh Year for investment markets, but China continues with a similar story

Pensioner Bonds

The Pension Planner At retirement, Front page posts, Investment planning, News & Views

New Pensioner Bonds First announced in the March 2014 Budget Speech, these new ‘pensioner bonds’ have recently been launched. The returns have now been announced and sees them prominent in the bond market, the 1 year  bond offers 2.80% gross/AER, the 3 year bond gives a very attractive 4.00% gross/AER. The informal name arises from the reality that they are just obtainable by people aged over 65, offering retirees a unique chance if they choose to invest.  The bond issue has been limited to£1 billion, with people allowed to buy a maximum of £10,000 per term. Since they can be prchased …

The Pension PlannerPensioner Bonds