Here we are in January so time for a health check

The Pension Planner At retirement, Front page posts, Inflation, Investment planning, News & Views, Saving for retirement, Tax & Estate planning

The first part of the Year is an excellent time for planning and considering your goals for the forthcoming year and, in reality, you’ve most likely already done some this by contemplating your New Year resolutions. What have you focused on achieving this year?  getting fit?  stopping a bad habit? Or perhaps starting a good one? Many of us are pretty good at making these types of resolutions however, honestly, the resolution you should make during the early part of the year is financial. 2016 represents yet another chance for us to work on the goals we wish to achieve. …

The Pension PlannerHere we are in January so time for a health check

3 personal finance developments to watch out for in 2016

The Pension Planner At retirement, Front page posts, Inflation, Investment planning, News & Views, Saving for retirement, Tax & Estate planning

As always, the new year will find numerous shifts within the financial planning landscape for us all. Changes happen largely due to new regulation or policy introductions and, while there isn’t anything nearly as dramatic as 2015’s launch of pension freedoms around the corner, there’s still lots to look for in 2016. Here’s 3 of the largest changes you might want to familiarise oneself with.   Digital tax. Digital tax accounts are on their way… although over a fairly slow rollout currently! The aim from HMRC is to get everyone who completes a self-assessment tax form to do so electronically …

The Pension Planner3 personal finance developments to watch out for in 2016

Stamp Duty reforms welcomed

The Pension Planner Front page posts, News & Views, Tax & Estate planning

Stamp Duty Changes CML – The Council of Mortgage Lenders  were delighted with the Chancellors  recent Statement regarding the transformation of stamp duty land tax from the current block method to a fairer, graduated system. The CML claims that it has wanted this reform for a long time. Paul Smee, Director General of the CML said: “This change has been due for some time. Its not beneficial for everyone, however, the majority of house purchases  will gain from a lower overall amount of stamp duty.” CML information states that only 1.5% of all mortgaged based purchases last year would not …

The Pension PlannerStamp Duty reforms welcomed