The results
We implemented a strategy that drew down on non-pension assets until Tim and Rachelle turned 55. At this point, the income from these sources could be switched off and instead be provided by the much larger pension funds.
This allowed them to retire six years prior to when they originally thought they could.
To alleviate their concerns when short-term losses occurred within their portfolio, we implemented an investment strategy that reduced volatility without compromising total return. This gave Tim and Rachelle peace of mind about their retirement portfolio.
They are now looking forward to early retirement, safe in the knowledge that they are financially stable.